Terms and Conditions

These Terms and Conditions govern your use of Oliraventhysa's financial planning consultation services. By subscribing to our service, you agree to comply with these terms.

Last Updated: August 21, 2025

Acceptance of Terms

By accessing our website, subscribing to our service, or participating in consultation sessions, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

Key Definitions

For the purposes of these Terms and Conditions:

• Service: Refers to our monthly financial planning consultation subscription service, including analytical reviews and guidance sessions
• Client/You: Refers to any individual or entity that subscribes to and uses our consultation services
• Consultation: Professional discussions and analytical reviews provided as part of our subscription service
• Platform: Our website, communication systems, and digital tools used to deliver our services

Use of Our Service

Your use of our consultation service is subject to the following conditions:

Permitted Uses

• Accessing consultation sessions for personal financial planning purposes
• Using provided information and insights for your own financial decision-making
• Communicating with our advisors through approved channels during consultation sessions

Prohibited Uses

• Sharing consultation content or proprietary methodologies with third parties
• Using our service for commercial purposes or on behalf of other parties
• Attempting to reverse-engineer or replicate our consultation frameworks
• Misrepresenting information during consultations or using false identity

Your Responsibilities

As a service subscriber, you are responsible for:

• Providing accurate and complete information during consultations
• Maintaining confidentiality of your account access details
• Making timely payments for subscription services
• Seeking appropriate professional advice for specific financial decisions

Intellectual Property Rights

All content, methodologies, frameworks, analysis tools, and materials used in our consultation service remain our exclusive intellectual property. You may not reproduce, distribute, modify, or create derivative works from our proprietary content without written permission.

Privacy Policy

Your personal information is processed according to our Privacy Policy, which forms part of these terms. Please review our Privacy Policy to understand how we collect, use, and protect your data. Privacy Policy

Payment Terms and Conditions

The following payment terms apply to our subscription service:

• Payment Method: Subscription fees are collected monthly via direct debit or credit/debit card. All payments must be made in British pounds (GBP).
• Billing Cycle: Monthly subscriptions are billed in advance on the same date each month. Your first payment is due upon subscription activation.
• Refund Policy: Subscription fees are non-refundable. You may cancel your subscription at any time, with cancellation taking effect at the end of your current billing period.

Service Termination

Either party may terminate this agreement with 30 days' written notice. We reserve the right to suspend or terminate access immediately for breach of these terms, non-payment, or inappropriate use of our services. Upon termination, your access to consultation services will cease, but these terms will continue to apply to any prior use.

Service Disclaimers

Important disclaimers regarding our consultation service:

Limitation of Liability

Our liability for any claim related to our consultation service is limited to the amount paid for subscription fees in the 12 months preceding the claim. We exclude liability for indirect, consequential, or special damages. This limitation applies to the fullest extent permitted by law.

Client Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your misuse of our service, breach of these terms, or decisions made based on consultation discussions.

Alternative Dispute Resolution

Any disputes arising from these terms or our service will be resolved through the following process:

Dispute Resolution Process

Initial disputes should be addressed through direct communication with our customer service team. If resolution cannot be achieved, disputes may be referred to mediation or arbitration as appropriate under English law.

EU Online Dispute Resolution

EU residents may access the European Commission's Online Dispute Resolution platform for consumer disputes.

Governing Law

These Terms and Conditions are governed by the laws of England and Wales. Any legal proceedings will be subject to the exclusive jurisdiction of the English courts.

Severability Clause

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full effect. The unenforceable provision will be replaced with a valid provision that achieves similar intent.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Oliraventhysa regarding use of our consultation services. These terms supersede any prior agreements or understandings.

Changes to Terms

We may modify these Terms and Conditions periodically to reflect changes in our services, legal requirements, or business practices. We will notify subscribers of significant changes via email or website notice. Continued use after changes constitutes acceptance of modified terms.

Contact Information

For questions about these Terms and Conditions or our consultation services, please contact us at info@oliraventhysa.com or +44 121 9514 5305 .